Blog: Best Practices

Best Practices

  • Grow Lending Without Growing Risk

    By on April 18, 2017

    How do you know if a prospective borrower is a good risk or a bad one? What is an “acceptable” risk? How can you increase conversions, loan approvals, and profitability without increasing risk or defaults? Lenders need to make smart, informed decisions based on critical visibility into a borrower’s comprehensive financial picture, but lenders traditionally rely on credit reports and […]

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  • Envestnet | Yodlee Powers Global Financial Innovation with Leading Patented Technology

    By on March 21, 2017

    Fueled by technological advancements as well as shifting demographics and consumer preferences for more personalized, intuitive user experiences, the financial services industry is more focused on digital innovation than at any other point in its history. The emergence of new and disruptive financial technology has been significant and is fueling the need for innovation by traditional financial institutions attempting to […]

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  • The Democratization of data: Protecting consumer rights in the battle over data access

    By on March 20, 2017

    How much should I save for retirement? How aggressively should I pay down my student debt? How much money should I have in savings?  Millions of consumers face these types of questions every day as they seek to gain control over their finances. As they work to right-size their financial lives, consumers often turn to trusted financial advisors, friends, and […]

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  • How to Increase Customer Value Through Open API Initiatives

    By on January 12, 2017

    Globalization and digitalization are leading to major changes within the European banking system, as the EU’s revised Directive on Payment Services (PSD2) require banks to open up their customers’ account data to newly regulated third party providers.

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  • Envestnet | Yodlee Updates Transaction Categories to Improve Spending Insights

    By on December 15, 2016

    How can transaction data categories help financial app developers better understand user’s spending behavior and improve their financial wellness?

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  • How Can Banks Better Engage Gen X and Y Investors?

    By on December 13, 2016

    As Gen X and Y begin to accumulate more wealth—and inherit it—they are forcing financial institutions to radically rethink how they deliver services and evolve their digital wealth management offerings. How can financial institutions engage Gen X and Y prospects, who are generally more conservative and less trusting of financial advisors than their baby boomer parents?

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  • The Financial Conduct Authority Guide Helps to Protect Your Business from Financial Crime

    By on December 11, 2016

    The Financial Conduct Authority (FCA) recently published Consumer Credit: Protecting Your Business From Financial Crime.  The booklet is primarily for consumer credit firms regulated by the FCA to provide guidelines for Know Your Customer (KYC) practices to reduce the risk of financial crimes.  

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  • Data Intelligence for Future Financial Services

    Envestnet | Yodlee Helps Financial Institutions Leverage Data Intelligence to Increase Competitive Advantage

    By on November 7, 2016

    What if you could bring a customer’s entire financial life into focus on a daily basis? What if your applications could help customers save money and make better financial decisions, and ultimately improve their financial wellness?

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  • Security Financial Ecosystem

    How Envestnet | Yodlee Secures the Financial Ecosystem

    By on September 6, 2016

    When it comes to financial services and innovation, security is paramount. That’s why Envestnet® | Yodlee® considers the impact to every key stakeholder to ensure that every product on our platform meets the most stringent security and compliance requirements.

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  • Financial Innovation With A Neutral Ecosystem

    How Envestnet | Yodlee Drives Financial Innovation with a Neutral Ecosystem

    By on July 26, 2016

    In the digital age, data is everything. While financial institutions seem to be positioned on one side of the digital divide, and fintech startups on the other, a more productive and profitable alliance can be found at the mid-point through collaboration. Financial institutions (FIs) and fintech innovators both have growing needs for such a collaborative ecosystem where they can access […]

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