Blog: Insights

Insights

  • GROW Super Helps Australians Save for Their Superannuation

    By on October 12, 2017

    There’s a myth in Australia that young Millennials are not financially savvy, and that we tend to spend our money foolishly. This even made the global news in May when an Aussie millionaire real estate developer, Tim Gurner, said that Millennials absolutely won’t be able to own their home when “spending $30 a day on smashed avocados and coffees and […]

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  • moneyInfo helps UK Wealth Advisers deliver financial advice to more clients more profitably

    By on October 9, 2017

    When it comes to traditional wealth advisers giving financial advice to clients, the cost is often too high and few people can afford the services. The problem lies in gathering the necessary data required in order to create custom solutions to suit an individual client’s needs.

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  • How AI Technologies Create Value in Financial Services

    By on October 9, 2017

    Financial service providers – banks, wealth management advisors, and fintech startups – are embracing the application of Artificial Intelligence (AI) and machine learning throughout the industry. What’s notable is that these emerging technologies are gaining significant momentum and delivering unique value to consumers in financial services as well as other industries.

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  • Monefly launches free Fintech platform with Envestnet | Yodlee financial data

    By on September 27, 2017

    Monefly is an innovative new Fintech platform in Australia, focused on providing tools and resources that empower its members to grow income, reduce expenses, build assets, eliminate debt and protect themselves from risk. Some of these exciting tools include free property valuations, automated budgeting, credit scores, bank account consolidation and much more. Monefly aims to make financial health and wealth easier to understand, […]

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  • Leveraging Alternative Data to Energize Your Lending Portfolio

    By on September 8, 2017

    The retail lending sector has become a battleground for established banks and new innovators as the market changes due to increased competition, new regulations, emerging technologies, and changing customer expectations.

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  • How Intelligent Loan Applications Enable Lenders to Reach Credit Invisibles

    By on September 8, 2017

    Many of us have been warned about things going on our “permanent record” when we were kids, but when we became adults, we realized that some of those fears were greatly exaggerated. There’s no permanent record that follows us around our entire lives, detailing that time we got detention in high school or our freshman English grade.

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  • Open Banking – What Does It Mean for Banks and Fintechs?

    By on August 2, 2017

    Open Banking is a new set of regulations in the UK that were created to give consumers more control over their money. The Competition and Markets Authority (CMA) issued new rules that would allow consumers to more easily manage their money, switch accounts to find the best deals for their particular needs, as well as avoid high overdraft charges. These […]

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  • Debunking Myths about Privacy and Security in the Fintech Industry

    By on July 19, 2017

    With the explosion of fintech tools available to consumers over the last several years, some financial institutions are advancing the notion that consumers put their privacy and security at risk when they use tools provided by anyone other than their bank. At Envestnet | Yodlee, we don’t find this to be true and would like to debunk some common myths […]

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  • How Back Office Innovation Will Transform Personal Financial Wellness

    By on July 6, 2017

    At the recent Center for Financial Services Innovation (CFSI) EMERGE Financial Health Forum, I was honored to be part of a panel on how “back office” innovation is required for financial institutions to fully engage with their financial wellness initiatives. Moderated by John Thompson, Senior Vice President at The Center for Financial Services Innovation, Brad Hanson, President of Meta Bank, and […]

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  • OCC Seeks to Make Banks Fintech Enforcers

    By on July 6, 2017

    The Office of the Comptroller of the Currency (OCC) last year announced to great fanfare – and some criticism – that it would pursue a path towards considering applications for special purpose federal banking charters from fintech companies involved in making loans, taking deposits, and/or clearing or cashing checks. The OCC’s proposal represented an effort by America’s lead national bank […]

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