• How Envestnet | Yodlee APIs Improve Digital Lending

    By on November 8, 2018

    The home mortgage process can still be very painful and painstaking. Borrowers fill out paper applications, provide their W-2 forms and a recent pay stub, as well as lists of all their other assets and bank accounts. Several weeks later, the bank will request another pay stub and an updated list of assets. And again, […]

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  • Transforming Small Business Lending

    By on October 3, 2018

    The Challenge Finvoice’s mission is to help asset-based lenders & factors modernize and compete with next-gen online lenders through a powerful software as a service (SaaS) platform that streamlines origination, underwriting and operations. The company utilizes user-permissioned access to borrowers’ financial data in order to achieve these value propositions. More specifically, they needed to address […]

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  • Optimizing Credit Risk for Increased Lending Profitability

    By on August 16, 2018

    There is significant change going on within the lending industry. With the pressure from nonregulated competitors growing in all segments, financial institutions are seeking lending alternatives. In pursuit of these new approaches, financial institutions can now leverage new technologies and data sources to paint a more detailed financial picture of consumers and small business to […]

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  • The Digital Mortgage Begins with Electronic Asset Verification

    By on August 16, 2018

    The process of applying and qualifying for a mortgage can be time consuming and frustrating for both borrowers and lenders. Many of the underwriting processes currently in place rely on paper-based requirements – such as borrower bank statements, retirement account balances, credit card statements, tax returns, pay stubs, and more, which are all gathered up […]

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  • How Intelligent Loan Applications Enable Lenders to Reach Credit Invisibles

    By on September 8, 2017

    Many of us have been warned about things going on our “permanent record” when we were kids, but when we became adults, we realized that some of those fears were greatly exaggerated. There’s no permanent record that follows us around our entire lives, detailing that time we got detention in high school or our freshman […]

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  • Castlight – Powered By Envestnet | Yodlee – Wins Deloitte’s Start Up Award

    By on May 19, 2017

    Glasgow (Scotland) based fintech company, Castlight®, won Deloitte’s Kick Start a Start Up Award at the Disrupt the Enterprise event held in Scotland. The accolade was secured in April 2017 at Deloitte’s Edinburgh Greenhouse incubator, a studio of bespoke labs created by Deloitte to encourage young, digital companies to collaborate and tackle challenges creatively.

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  • Grow Lending Without Growing Risk

    By on April 18, 2017

    How do you know if a prospective borrower is a good risk or a bad one? What is an “acceptable” risk? How can you increase conversions, loan approvals, and profitability without increasing risk or defaults? Lenders need to make smart, informed decisions based on critical visibility into a borrower’s comprehensive financial picture, but lenders traditionally […]

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  • LendIt USA New York City 2017

    After the Loan: Continuous Monitoring of the Consumer

    By on February 6, 2017

    The online lending industry is completely transforming the offline lending industry. From turning offline loan applications to digital applications, all the way to using banking data to better include the underbanked and verify assets, the lending process is becoming more streamlined, with less friction and more comprehensive data.

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  • Developers: Fintech idea at Zopathon

    Developers: Build Your Fintech Idea at Zopathon in London

    By on November 8, 2016

    Developers who aspire to jumpstart a new fintech idea or network with other innovators are encouraged to apply to Zopathon – a weekend hackathon hosted by peer-to-peer lender, Zopa – on 18 and 19 November in London, England.

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