Envestnet | Yodlee Data Promise

Enabling Innovation and Insights

Envestnet | Yodlee’s data aggregation platform enables financial institutions, registered investment advisors, and fintechs to deliver innovative products and services that help consumers achieve better financial outcomes. We support de-identified data analytics and insights for institutional investors and investment research companies, so they can better manage investments on behalf of their customers. The de-identified transaction data used to support their analytics and insights is based on diverse and dynamic sets of data from the Envestnet | Yodlee data aggregation platform.

Envestnet | Yodlee is not a Personal Information Broker

We are not a Personal Information broker and do not sell information that identifies consumers. We do not sell advisor-derived consumer data. When an investor engages with a fiduciary advisor, the investor permissions the advisor and the supporting institution(s) to see their data; client-specific data is not shared with any other parties.

Our customers and their end users can be assured that information identifying a particular consumer is only provided directly to our customers in connection with those specific end user permissioned services.

Envestnet | Yodlee is a Data Steward

Protecting the personal information of those who use our customers’ products and services is a top priority. We incorporate the same principles of good faith and integrity that guide our fiduciary obligations to investment advisor clients when acting as responsible stewards of the financial data fueling Envestnet | Yodlee’s products and services.

Envestnet | Yodlee Adheres to Privacy Standards and Applicable Laws

We follow all applicable laws regarding the use of consumer data. We require all aggregation clients to comply with applicable and relevant laws and regulations. Additionally, we employ proprietary and third-party technical controls, such as encryption, to protect data while it resides on our systems, and further ensure the protection of consumer anonymity. We have built privacy protection into our enabling technology, business processes, and operational procedures.

For support of data analytics and insights, we adhere to leading industry practices for data security, regulatory compliance and privacy, and employ systems that monitor and remove all known identifiers from data elements that are collected. For these services, Envestnet | Yodlee imposes contractual, administrative, and technical measures to protect consumers’ identities, such as prohibiting analytics and insights providers from attempting to ascertain the identity of any consumer from the data.

Envestnet | Yodlee Follows Applicable Security and Risk Management Standards

We follow applicable security and risk management standards required to engage with consumers and their financial data. We are subject to examination by the U.S. Federal Banking Agencies, per the Bank Service Company Act, for the services provided to U.S. financial institutions. That same Financial Data Platform is leveraged for all Envestnet | Yodlee customers, so they benefit from the full breadth and rigor of our risk management programs. Envestnet | Yodlee has undergone nearly 200 due diligence audits and assessments, conducted by our institutional clients and prospects over the most recent 24-month period.