Income Prediction Model

Predictive & Personalized Digital Financial Management

Uncover new banking opportunities and make more informed business decisions with a tool that can accurately predict consumers’ income categories. By applying machine learning algorithms to consumers’ bank and credit card transactions, the Envestnet® | Yodlee® Income Prediction Model predicts income with over 90 percent accuracy.

With the power to predict income shifts based on past transactions, the Income Prediction Model can enable you to achieve greater understanding of consumer and market behavior. With the intelligence you gain, you can better target programs or apps to specific income demographics and promote the right offers to the right consumers.

Key Benefits

  • Accurately predicts income category as defined in the US census for millions of users with over 90% accuracy
  • Forecasts income category in real-time or batch mode across million of user transactions
  • Validates income range without real payroll transactions
  • Integrates easily with a financial institution’s existing framework
  • Highly scalable
  • Configurable set up as a service or license the model

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Find out how our anonymized consumer transaction data from millions of de-identified accounts can be leveraged to uncover valuable insights and create a sustainable competitive advantage in a variety of industries including credit decisioning, fraud reduction, market research and more.

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