Transaction Verification

Use account transactions to validate accounts and understand account behavior to prevent fraud and evaluate risk.
Request Information About Transaction Verification

Validate Accounts with Transaction Data

Understand Your Users

What are your users' financial patterns and behaviors? Are they a good match for your services? With real-time access to transaction data, you can instantly understand your users' account behavior. So you can maximize fraud detection and evaluate risk, quickly and easily.

This product is available via
  • API

Instant Verification

Key Benefits 

By adding our Transactions service to Envestnet |Yodlee® Account Verification, you can leverage transaction and bank data to confirm users' financial behavior.

NACHA Compliant

Transactions can help you meet NACHA rules for fraud screening and strengthen account verification processes while complying with the Nacha Account Validation rule.

Real-Time Validation

Instant access to financial data confirms the existence of the account and the account balance in seconds.

Reduce Risk and Fraud

Leveraging transactions can help you understand consumer account behavior and identity fraudulent setup.

Easy Integration

Plug-and-play API enables you to get started quickly and seamlessly and add additional use cases as your business grows.

Cost Efficiency

Reduce costs by reducing payment failures and fraud access and replacing debit card transactions with ACH transfers.

Payments Support

Verifying account transaction details enables smoother, more reliable risk based ACH transactions.

Knowledge and Know-How

Browse our library of white papers, case studies, and webinars to learn more about account and identity verification.

Verification Data Sheet

Solution Brief

Account Verification to Mitigate Fraud and Risk

To reap the rewards of ACH, businesses must minimize the risk of payment returns due to NSF, invalid accounts, and fraud. Envestnet | Yodlee Account Verification can ensure an account is valid in seconds.

  • Validate Account
  • Confirm Account Access
  • Reduce User Input Error
  • Streamline Funds Transfer