Powering Smarter Decisions Across the Lending Lifecycle

Credit Solutions

Expand lending opportunities and enhance credit lifecycle solutions using Cashflow data from Yodlee.
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Credit Solutions Flow
Key Features

Expanding Access, Precision and Speed in the Credit Decisioning Process

Smarter Targeting

Leverage real-time cash flow data to identify creditworthy borrowers and streamline pre-qualification, improving conversion rates in lending decisions.

Frictionless Originations

Streamline asset, income, and account verification to reduce onboarding friction and decisioning time.

Proactive Account Management

Utilize ongoing cash flow insights to proactively monitor account health, predict repayment risks, and optimize credit line adjustments'.

Boost collection ROI

Analyze direct deposit timing, paycheck cycles, and actual repayment capacity to optimize dialer queues, outreach timing, and settlement based on real financial data—turning data into dollars.

Pre-Qualification Optimization

Segment applicants early to improve conversion and reduce drop-offs during application flow.

How it works

Yodlee’s credit solutions leverage user selected selected cash flow data to highlight actual financial behaviors such as income, liquidity, and spending. This enables lenders to increase access, reduce risk, and respond to changing economic conditions. 

Built on Trust. Designed for Growth.

Yodlee’s credit solutions use user selected cash flow data to highlight actual financial behaviors such as income, liquidity, and spending. This enables lenders to increase access, reduce risk, and respond to changing economic conditions.

Credit Matrix

Aggregate consumer-permissioned transaction and account data to improve credit decisioning and verification.

Credit Meter

On-demand access to cashflow, spending, income and assets data via frictionless APIs or batch feeds. 

Webinar

How alternative data is reshaping lending decisions​

Watch this on-demand webinar to discover how combining traditional credit data with up-to-date, dynamic financial behavior can help lenders.

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