Financial Wellness Benefits
Give Consumers Financial Guidance
Comprised of the leading Financial Data Platform, AI-powered FinApp series, and APIs, our solutions enable Financial Service Providers to coach consumers toward financial wellness.
Gain Access to the Best, Most Comprehensive Data
Leverage over 17,000 global data sources comprised of an unparalleled breadth, depth, and variety of financial accounts
Personalised Financial Insights
New and advanced AI-driven techniques enable the identification of actionable patterns across massive data sets
Delivered Through Conversational AI
Deliver financial wellness guidance on any device, across major interfaces like Amazon Alexa, Apple Siri, and Google Assistant
Rest assured and rely on our leading financial industry practices for security, risk, and compliance management
What is Financial Wellness?
Financial wellness refers to a consumer’s financial wellbeing or financial health. The term encompasses consumers’ basic financial literacy, their available savings, investment and budgeting opportunities, financial security and how prepared they are for emergencies, and their financial freedom to spend or save discretionary income for retirement. With financial experiences and guidance customised for their unique situations, consumers are empowered to move down the path to financial wellness. Read more
How Envestnet | Yodlee Enables Financial Wellness
Empower Consumers. Increase Their Satisfaction.
Taking traditional Personal Financial Management (PFM) tools to the next level, the Envestnet | Yodlee Financial Wellness Solutions make it easy to provide the actionable advice and personalised financial coaching consumers need to improve their financial health and wellness.
Financial Data Platform
Next-generation banking experiences are born from Envestnet | Yodlee's Financial Data Platform. Our analytical financial data can help you identify key consumer financial trends and fine-tune market strategies to better attract and engage consumers. We have nearly two decades of experience to prove it.
Our Financial Data Platform provides the most comprehensive and accurate financial data at massive scale across retail banking, credit, and wealth management. This is made possible through the strengths of our data acquisition capabilities, extensive data cleansing and enrichment expertise, and massive scale. We partner with thousands of financial institutions and FinTech innovators, including 15 of the top 20 U.S. banks, enabling a massive data network associated with tens of millions of consumers.
Use our FinApp series individually, combine them to meet specific needs, fold them into your existing website, or leverage them to build your own apps. Powered by state-of-the-art data intelligence, these fully configurable white label applications or APIs are the ideal foundation for a trusted virtual financial wellness assistant.
AI-driven financial applications provide an unprecedented opportunity to optimise the customer experience and increase your share of wallet. From AI personal financial assistants to financial forecasting, our FinApps series is an integral part of our Financial Wellness Solutions. These white label, fully configurable financial management apps can be quickly integrated and deployed to provide users with easy ways to analyse, manage, and automate different aspects of their finances. Another option is to develop your own custom applications using our APIs that include the same enrichment, analytics, and business logic.
Build the next generation of innovative and disruptive financial solutions using our financial data API and cloud platform. Easily connect our APIs with your apps and get access to the most robust, accurate and clear data in the financial services and FinTech industries. With advanced security and fraud detection, the data is safe and you're protected. It's easy to get started with our APIs through our Sandbox Environment, where you can test and build your idea for free.
A Complete Financial Wellness Ecosystem With Development Flexibility
Through ongoing innovation and partnerships with best-in-class FinTech providers, Envestnet | Yodlee Financial Wellness Solutions offer a variety of wellness expertise and specialised services. When you join our wellness ecosystem, you’ll receive full access to these financial wellness tools, which can be implemented as needed.
Whether you prefer an “out of the box” preconfigured financial wellness solution that can easily plug into your existing financial experience or want to build a signature experience from scratch but need help from a data and analytics perspective, Envestnet | Yodlee can help. With complete flexibility, regardless of your strategy, our Financial Wellness Solutions are designed to optimise your development resources and accelerate time to market. Learn more about financial wellness and how it can be measured.
Use the Envestnet | Yodlee Financial Wellness Solutions to Improve:
- Customer loyalty and share of wallet
- The financial wellness guidance you offer to customers
- Overall consumer engagement
- Product and service adoption
- Customer base intelligence and customer insights
- Marketing efforts and Next Best Offer (NBO) strategies
Enabling Holistic Wealth Management
Personal Capital™ combines digital wealth management tools with sophisticated, objective advice from registered financial advisors to help people manage their money. Its award-winning apps enable users to effortlessly view their entire financial life in one place.