Financial Wellness Platform
Deliver Financial Guidance
The proven combination of comprehensive data, apps, and APIs built on our industry leading data platform empowers Financial Service Providers to guide consumers toward financial wellness.
Comprehensive Site Coverage
Ensure that consumers can easily find and link their accounts to your services so you can easily verify and onboard them
Transaction Data Enrichment
Machine learning and data science capabilities ensure transaction data is highly accurate and easy to use
Bank-Level Financial Security
Envestnet | Yodlee complies with the highest level of local and international security standards
Proven Open Banking Provider
10+ years in Australia, local management, and open banking experience make Envestnet | Yodlee the ideal partner
Development Flexibility
Our financial wellness solutions are available as APIs or apps, so you can white label and speed to market or customise them from the ground up
Financial Wellness Products
Guide Consumers to Better Decisions and Outcomes
What is Financial Wellness?
Financial wellness and financial wellbeing refer to a person’s ability to manage their financial life and meet their expenses while having some money left over. FInancial wellbeing is critically important, as it’s linked to the overall health of individuals and the communities they live in.
Maintaining financial wellbeing today is challenging for many Australians – close to 3 in 5 Australians are worried about their current financial situation, and almost 85% say financial stress affects their wellbeing negatively. As a result, there’s a tremendous opportunity for Financial Service Providers to partner with consumers and provide the financial education, quality financial advice, and realistic goal-based solutions needed for improving financial wellbeing.
Supporting Financial Wellness
Envestnet | Yodlee Financial Wellness Solutions enable FinTechs and Financial Institutions to deliver the digital tools, services, and advice Australians and New Zealanders require. From consumer onboarding, to cash flow forecasting, to budgeting and savings, our Financial Wellness Solutions can help you guide customers toward financial wellness and empower them to make the financial decisions that lead to better financial outcomes.
Financial Data Platform
Next-generation banking experiences are born from Envestnet | Yodlee's Financial Data Platform. Our analytical financial data can help you identify key consumer financial trends and fine-tune market strategies to better attract and engage consumers. We have nearly two decades of experience to prove it.
Our Financial Data Platform provides the most comprehensive and accurate financial data at massive scale across retail banking, credit, and wealth management. This is made possible through the strengths of our data acquisition capabilities, extensive data cleansing and enrichment expertise, and massive scale. We partner with thousands of financial institutions and FinTech innovators, enabling a massive data network associated with tens of millions of consumers.
FinApp Series
Use our FinApp series individually, combine them to meet specific needs, fold them into your existing website, or leverage them to build your own apps. Powered by state-of-the-art data intelligence, these fully configurable white label applications or APIs are the ideal foundation for a trusted virtual financial wellness assistant.
AI-driven financial applications provide an unprecedented opportunity to optimise the customer experience and increase your share of wallet. From AI personal financial assistants to financial forecasting, our FinApps series is an integral part of our Financial Wellness Solutions. These white-label, fully configurable white-label financial management apps can be quickly integrated and deployed to provide users with easy ways to analyse, manage, and automate different aspects of their finances. Another option is to develop your own custom applications using our APIs that include the same enrichment, analytics, and business logic.
APIs
Build the next generation of innovative and disruptive financial solutions using our API and cloud platform. Easily connect our APIs with your apps and get access to the most robust, accurate and clear data in the financial services and FinTech industries. With advanced security and fraud detection, the data is safe and you're protected. It's easy to get started with our APIs through our Sandbox Environment, where you can test and build your idea for free.
A Complete Wellness Ecosystem with Development Flexibility
Through ongoing innovation and partnerships with best-in-class FinTech providers, Envestnet | Yodlee Financial Wellness Solutions offer a variety of wellness expertise and specialised services. When you join our wellness ecosystem, you’ll receive full access to these financial wellness tools, which can be implemented as needed.
Whether you prefer an “out of the box” preconfigured financial wellness solution that can easily plug into your existing financial experience or want to build a signature experience from scratch but need help from a data and analytics perspective, Envestnet | Yodlee can help. With complete flexibility, regardless of your strategy, our Financial Wellness Solutions are designed to optimise your development resources and accelerate time to market. Learn more about financial wellness and how it can be measured.
Use the Envestnet | Yodlee Financial Wellness Solutions to provide:
- Onboarding and verification
- financial wellness guidance based on their saving, spending, borrowing and planning.
- Saving for goals and cashflow forecasting
1 Source: Mortgage Choice Financial Fitness 2019 white paper
Case Study
86 400 Creates Australia’s First Smartbank with Envestnet | Yodlee
To provide comprehensive, real-time banking services and a clearer financial view to Australians, 86 400 needed seamless access to customers’ financial data plus APRA approval. Find out how 86 400 delivered on their mission with Envestnet | Yodlee.
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Dive Deeper Into Financial Wellness
Download our financial wellness brochures and eBooks to learn more about solutions for guiding consumers to financial wellness.