Use Cashflow data to enhance Credit Decisions. Credit Matrix Use cashflow, spending, income and assets data on-demand to reduce credit risk and expand credit opportunities. Request a Demo Cash Flow Visibility Assess cash inflows, outflows, deposit patterns, and transaction variability across institutions to evaluate financial stability, repayment capacity, and potential fraud risk. Normalized Income Insights Categorize and standardize income streams to evaluate earning consistency. Verification Rapid verification of account ownership, balance, and financial assets. Spending Pattern Analysis Analyze Essential vs. Discretionary Spending dynamics, Month-to-month consistency in spending categories and sudden changes in spending behavior Related Product Credit Meter Modernize Credit Decisions with Cash Flow Risk Indicators Learn more contact us Experience the Power of Yodlee