Modernize Credit Decisions with Cash Flow Risk Indicators

Credit Meter

On-demand access to cashflow, spending, income and assets data via frictionless APIs or batch feeds.
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Use Cashflow Indicators across your credit lifecycle

Pre-qualification

Enhanced indicators that deliver credit risk rankings - enabling tailored lending decisions based on real financial behaviors. 

Origination

Scalable and seamless integration into your existing credit decision workflows via API, enabling decisioning with rapid deployment and no system disruption.

Account Management

Periodic bulk processing for account management programs and targeted credit campaigns, adaptable to your operational needs.

Collections

Revealing consumers' actual payment capacity and timing patterns, enabling optimized repayment plans that improve collection outcomes.

How it works

Credit Meter analyzes transaction data to surface consistent credit risk signals.

Delivered in on-demand via API or batch, these indicators help lenders assess risk, affordability, and eligibility without requiring additional steps from applicants. 

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Credit Matrix

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