Account Validation

Bank Account Validation

Our bank account validation API allows you to instantly validate account details and ownership for frictionless onboarding and payments setup.

Request Information About Bank Account Validation

Verify UK Bank Owners & Accounts

Transact with Confidence

Before you can transact with users, you have to ensure their account info is authentic and their accounts are set up for payment. Our bank validation service covers 100% of deposit accounts, with multiple verification paths that include instant account and challenge deposit. So you can fight fraud and manage risk, for every transaction.

This product is available via
  • API

Instant Validation

Key Benefits of Bank Account Validation in the UK

Bank account validation takes only seconds to confirm that an account, including the bank account number, routing number or equivalent, balance, and holder name are valid.

Reduced Drop Offs

User conversion is increased and abandonment reduced in the account validation process.

Reduced Risk and Fraud

Verifying users’ account info can help you evaluate risk for application-processing decisions, reduce failed payments, and minimize fraud loss.

Multiple Use Cases

Validate funds and recipient accounts in funds transfers, account opening for bitcoin or ewallet accounts, and more

Cost Efficiency

Avoid initiating an ACH to reduce costs. Cut failed payments by keeping bad account numbers from being entered.

Easy Integration

Plug-and-play bank data API enables you to get started quickly and seamlessly and add additional use cases as your business grows

Seamless User Experience

Pre-validating accounts in real time vastly increases the chances of a successful, seamless transaction flow.

Knowledge and Know-How

Learn more about the benefits of instant account verification with our collection of white papers, eBooks, webinars, and more.

Cover 100% of Deposit Accounts

Global Coverage. Multiple Authentication Paths.

Account Validation Offerings by Country

UK -Verify account ownership and enable faster payments seamless account opening and funds transfer by retrieving full account number, sort code, and holder name(s).

US - Confirm account access for ACH Payment account setup by retrieving full account number, routing number, and holder name(s), along with onboarding simplification.

Canada - Confirm account access for EFT payments by retrieving full account number, transit number, and holder name(s).

UK - Verify account ownership and enable faster payments by retrieving full account number, sort code and holder name(s).

Australia- Verify account ownership and enable faster payments by retrieving full account number, BSB numbers, and holder name(s).

India - Verify account ownership by retrieving full account number, IFSC code, and holder name(s).

Account Authentication Paths