Financial Wellness

Engage and Coach Consumers Toward Financial Wellness

While most consumers recognize that they’re responsible for growing and managing their own retirement and savings, many lack the financial literacy and time. Taking traditional Personal Financial Management (PFM) tools to the next level, the Envestnet® | Yodlee® Financial Wellness Solution makes it easy to provide the actionable advice and personalized financial coaching consumers need to move forward.

Comprised of the leading Envestnet | Yodlee Financial Data Platform, AI-powered FinApps, and APIs, the solution enables Financial Service Providers (FSPs) to deliver a virtual financial wellness assistant that will work with consumers to measure their financial data, monitor their financial health, and provide actionable guidance to automate and improve daily financial management around spending, saving, borrowing, and long-term planning.

While helping consumers maximize their financial health and reach their goals, virtual financial wellness assistants offer rich consumer insights that make it easy for FSPs to match services, products, and educational material to individual customers, thereby increasing share of wallet. And by providing guidance alongside education, FSPs can boost customer engagement and become the trusted source customers turn to throughout their lives.

Access to the best and most comprehensive financial data

Yodlee’s Financial Wellness Solution is built on the Envestent | Yodlee Financial Data Platform, which provides the best and most comprehensive financial data in the industry. This innovative platform leverages over 16,000 global data sources, an unparalleled breadth, depth, and variety of financial accounts (including cash, credit, loans, investments, and bills), and leading financial industry practices for security, risk, and compliance management.

Powered by a revolutionary AI engine

Data enrichment and machine learning are at the core of our financial wellness solution. These new and advanced AI-driven techniques enable the identification of actionable patterns across massive data sets. Using these analytics techniques is critical to building personalized and engaging experiences with actionable recommendations that help users proactively improve their financial health.

Develop financial wellness with FinApps and APIs

From AI FinCheck to OK to Spend, FinApps are an integral part of our financial wellness solution. These white label, fully configurable financial management apps can be quickly integrated and deployed to provide users with easy ways to analyze, manage, and automate different aspects of their finances. Another option is to develop your own custom applications with APIs that include the same enrichment, analytics, and business logic used in our FinApps.

A complete wellness ecosystem with development flexibility

Through ongoing innovation and partnerships with best-in-class fintech providers, the Envestnet | Yodlee Financial Wellness Solution offers a variety of wellness expertise and specialized services. When you join our wellness ecosystem, you’ll receive full access to these wellness tools and solutions, which can be implemented as needed.

Whether you prefer an “out of the box” preconfigured wellness solution that can easily plug into your existing financial experience or want to build a signature experience from scratch but need help from a data and analytics perspective, Envestnet | Yodlee can help. With complete flexibility, regardless of your strategy, Envestnet | Yodlee’s Financial Wellness Solution is designed to optimize your development resources and accelerate time to market.

Use the Envestnet | Yodlee Financial Wellness Solution to improve:

  • Customer loyalty and share of wallet
  • The financial wellness guidance you offer to customers
  • Overall consumer engagement
  • Product and service adoption
  • Customer base intelligence and customer insights
  • Marketing efforts and Next Best Offer (NBO) strategies

Build your Solution with our Products

Use FinApps individually, combine them to meet specific needs, fold them into your existing website, or leverage them to build your own apps.

Build the next generation of innovative and disruptive financial solutions using our API and cloud platform.

Our analytical financial data can help you identify key consumer financial trends and fine-tune market strategies to better attract and engage consumers.

Related Resources

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Envestnet | Yodlee Financial Wellness Solution for Retail Banking

The Envestnet | Yodlee Financial Wellness Solution for Retail Banking is a suite of FinApps and APIs that go far beyond just organizing historical financial data.
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Envestnet | Yodlee Data Analytics for Retail + Commerce Signals Data Sheet

Data Intelligence Fuels Financial Wellness

Envestnet | Yodlee Data Intelligence draws on behavioral psychology and intelligent financial data to provide a personalized and predictive customer experience.
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