Open Banking

Open Banking

Envestnet | Yodlee’s Open Banking infrastructure provides access to financial data through APIs to empower innovators focused on helping their customers realize an Intelligent Financial Life.

Get Started With Open Banking

A New Era of Access to Financial Data

An Open Banking Platform

As an independent financial data aggregator with a diverse customer base composed of financial institutions, wealth management firms, FinTechs, and other innovators, Envestnet | Yodlee provides a trusted and secure open ecosystem by providing improved access to consumer-permissioned data.

Our open banking platform business model, collaborative industry launchpad, seamless client migration experience and trusted leadership in privacy equip innovators to deliver digital financial experiences that enable consumers to reliably and efficiently achieve financial wellness.

Our market-leading data aggregation, product vision, and execution roadmap1 allow us to deliver end-to-end value that steps beyond open banking to realize true open finance. By enabling access to financial data that goes beyond banking, such as insurance, investments, and wealth management, Envestnet | Yodlee’s platform helps companies deliver innovative embedded financial services that can help improve the financial lives of individuals.

This product is available via
  • APP
  • API

Data-Fueled Open Banking Ecosystem

Key Benefits

Envestnet | Yodlee open banking platform helps empower more clients to reach a larger number of consumers with greater impact.

Open Ecosystem

As an independent data aggregator, Envestnet | Yodlee provides reliable access to more data, delivered at high throughput speeds so our clients can support a wide set of consumer and SMB use cases.

Seamless Customer Experience

The transparency, control, and flexibility consumers benefit from also positions companies to offer financial wellness solutions that can make a significant impact on the financial health of individuals.

Coverage & Reliability

Our long-term and established relationships with data providers can help reliably power your innovation needs.

Ongoing Commitment

We are committed to playing a leading role in advancing new and improved data access methods globally between financial instructions, data aggregators, application providers, and individuals.

Data Sheet


Open Banking Solutions in the U.S.

Learn more about open banking solutions in the United States, and how this shift towards an improved connectivity paradigm will improve the user interface that millions of consumers rely upon to interact with their financial services and personal financial wellness providers.

  • Financial Data Exchange (FDX)
  • Industry Leadership

Advancing Open Banking, Driving Open Finance

Forrester Wave Open Banking Intermediary Leader

Envestnet has been named a leader in The Forrester Wave™: Open Banking Intermediaries, Q1 2023 report. Forrester, a leading global market research firm, performed an independent evaluation of 13 of the most significant open banking intermediary providers and assessed each across a set of evaluation criteria to help banking and financial services providers choose the best provider for their needs. In their report, Forrester notes that our absolute focus on data is evident in Envestnet’s platform, which supports both API and non-API data sources, open banking standards such as FDX, PSD2 and CDR.

The Envestnet | Yodlee Open Banking Difference

As a FinTech pioneer and open banking leader, Envestnet | Yodlee is recognized in the industry for easy-to-use, reliable, and compliant data access solutions. Here are some reasons why:

  • Quality data with market-leading depth in data aggregation1
  • Strategic approach with superior product vision and an intelligent execution roadmap1
  • Open finance extending into the many aspects of digital finances in consumer’s’ lives
  • Global presence supporting multiple countries as open banking momentum builds
  • Data provider relationships with industry guidelines and best practices
  • Data access agreements govern long term access to data providers’ open banking API's, supporting FDX in expanding the utility of a common data standard
  • Data minimization principles for consumer-permissioned data

The Future of Connectivity

Data Access Agreements

Open banking represents the future of connectivity, and Envestnet | Yodlee is at the forefront of this evolutionary step in the state of consumer-permissioned data access. Our connectivity continues to expand. We continue to drive adoption of standardized open banking APIs and are committed to helping the financial community elevate open finance through consumer transparency, innovation, and consumer use cases that drive core business key performance indicators.

Envestnet | Yodlee has entered into data access agreements with many U.S. financial institutions that currently offer open banking connections, including those listed below. By migrating our access to these providers’ APIs, our customers can expect to receive access to consumer account information, at higher throughput speeds, with a more consistent consumer onboarding/authentication experience than traditional direct access. Keep checking back, as this list will update as new data agreements are added!

CitibankSE2TD BankEmpowerUSAA
Bank of AmericaNavy Federal Credit UnionMFGBMODBS
Charles SchwabCapital OneIPX RetirementTIAAVoya
Wells Fargo BankEdward JonesJack Henry & AssociatesUS BankRobinhood
Charles SchwabSunwest BankJohn HancockAmerican Express 


Unlocking the Benefits of U.S. Open Banking

This developing open banking ecosystem of new and improved data access methods between financial institutions, data aggregators, application programming interfaces APIs providers, and consumers offers powerful benefits for those who are ready to take advantage of improved connectivity. Find out more about the evolution of open banking and the path for participating in this global movement.

  • Financial Environment
  • U.S. Movement
  • Open API Technology
  • How to Get Started
Powering Dynamic Innovation for Financial Services

A Founding Member of

Open Banking

Move your business forward with insights, actionable advice, and more from our growing library of data aggregation eBooks, white papers, and webinars.

Get Started With Open Banking

Envestnet | Yodlee’s Open Banking infrastructure provides access to financial data through APIs to empower innovators focused on helping their customers realize an Intelligent Financial Life™.

Get Started