Risk Insights

Gain a Complete Picture of Borrowers

Enable smarter, more accurate, and better informed credit decisions with the Envestnet® | Yodlee® Risk Insight Suite. This comprehensive lending solution supplements traditional credit report data with up-to-date account and transaction information obtained directly from financial institutions. With critical visibility into potential borrowers’ assets, income, and expenses and a better understanding of their credit risk, their risk profile for a loan can change significantly.

Streamline the Application Experience

The Envestnet | Yodlee Risk Insight solution can also be used to fast-track the application process by quickly obtaining verifiable and accurate account, income, asset, and other information usually supplied by borrowers. The automated and easier loan application process eliminates the need for paper bank statements, improving the experience for borrowers and lenders alike.

Key Benefits

  • Access to transactional information for a deeper and more substantive view of credit risk
  • Provides a complete picture of assets, income, expenses, and financial behavior
  • Offers full transaction level detail for every credit and debit activity
  • Provides insight into thin/no-file, unscoreable, and subprime consumers
  • FCRA compliance framework ensures consumer rights and protects lenders
  • Real-time borrower data is up-to-date the moment it is pulled

On-Demand Webinar

Leveraging Technology and Data to Drive Profitability in Lending

Available to Watch Now

View this on-demand webinar for an animated discussion on the trends driving change in lending and risk insight management. Learn how to leverage new technologies and data analytics to improve credit decisions, collections, and portfolio management.

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