Innovation, Insights, Privacy, and Security

Enabling Innovation and Insights. Protecting Privacy. Upholding Security.

The Envestnet® | Yodlee® data aggregation platform fuels innovation for Financial Institutions and fintech innovators, enabling consumers to get better lending rates, better returns, and more. We also provide data analytic reports which enable insights. We adhere to leading practices for security, risk, compliance management, and privacy. Our data analytic reports use only de-identified data derived from a massive, diverse, and dynamic set of user-permissioned transactional data, and we never sell consumers’ personally identifiable information to anyone.


Innovation Built on the Best Data

We continually innovate to provide the best and most comprehensive financial data across both banking and wealth management from tens of millions of consumers. All of this is made possible through the strength of our data acquisition capabilities, extensive data cleaning and enrichment expertise, and advanced data intelligence.

Actionable Insights through Data + Intelligence

Applying data science, machine learning, and artificial intelligence to this comprehensive data and honing it across tens of billions of transactions, Envestnet | Yodlee and its financial data platform enables customers and consumers to benefit from our data analytic reports and the resulting action-oriented insights. Of note, Envestnet | Yodlee also adheres to leading industry best practices for security, risk, compliance management, and privacy. Our data analytic reports use only de-identified data derived from our massive, diverse, and dynamic set of user-permissioned transactional data.


Data Analytics Expertise Fuels Innovation Enablement

Envestnet | Yodlee has built vast expertise in data intelligence, data science, and data analytics. The know-how and intellectual capital that we have accumulated from this also contributes back to our innovation enablement, helping us to drive the development of intelligent, predictive applications. Ultimately, this helps financial institutions and fintech innovators to enable better financial outcomes for consumers (e.g. get better lending rates, lower fees, better returns, and more).

Strict Privacy Standards

Protecting the personal information of those who use our customers’ products and services is a top priority. Envestnet | Yodlee never sells consumers’ personally identifiable information (PII) to anyone. We typically receive transaction data elements in a non-identifiable form that does not contain personally identifiable information. As an additional layer of protection, we employ systems that scrub any data potentially containing PII in accordance with the highest privacy standards and industry best practices. For data analytics customers and partners, Envestnet | Yodlee imposes strict contractual restrictions regarding the use of data. We also employ proprietary and third-party technical controls to ensure data anonymity. All of Envestnet | Yodlee’s customers require end-user terms and conditions as part of their online agreements and individuals may opt of services provided by these customers at any time.

Security and Risk Management

We follow the leading financial industry best practices for security, privacy, risk, and compliance management. As an FFIEC supervised Technology Service Provider, Envestnet | Yodlee follows the security and risk management standards required to engage with consumers and their financial data. We are also supervised and examined by the OCC and all major banking regulators, and have undergone nearly 200 audits by financial institutions over a recent 24 month period.